Before Your Last Summer Road Trip, Check Your Car Insurance
Posted: July 1, 2021
Before Your Last Summer Road Trip, Check Your Car InsuranceIf you are planning a last summer road trip, your insurance matters more than ever. An auto accident is most likely to occur in the summer months, with August and September topping the list, as reported by the NHTSA (National Highway Traffic Safety Administration). The streets, roads, and highways are busy, with drivers operating large RVs who may be unfamiliar with the area or be...
An Honest Discussion About Life Insurance
Posted: June 22, 2021
An Honest Discussion About Life InsuranceTalking about life insurance does not need to be morbid or depressing. The discussion can be smooth if you approach the subject right. An estimated 30 percent of families in the USA do not have life insurance, and if your family is part of that 30 percent, it is time to have an honest discussion. We have come up with a few tips on how...
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
Do I Need Insurance for Undeveloped Property?If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
The Importance of Reviewing Your Life Insurance Policy
Posted: June 7, 2021
The Importance of Reviewing Your Life Insurance PolicyYou have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy. Why Review Your Life...
Do I Need Boat Insurance for a Non-Motorized Boat?
Posted: June 1, 2021
Do I Need Boat Insurance for a Non-Motorized Boat?Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...